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Bow & Budget

What Accessories Should a Man Have?

Five things, in order. Everything past the fifth is optional.

By Michael W.Last updated Published
A flat lay of men's grooming and accessory items

Five accessories cover almost everything a man actually needs: a wallet, a belt, a watch, sunglasses and one pocket tool. In that order. Everything beyond those five is genuinely optional, and most of what gets marketed as essential men's accessories is either jewelry by another name or a solution to a problem nobody has.

This page is written two ways: as a checklist for someone building the set, and as a shopping order for anyone buying gifts for the same person over several years. Start at the top and work down.

How this page is funded: if you buy through a link here we may earn a commission, at no extra cost to you. It never decides what makes a list or what order the picks are in. Full disclosure.

Quick picks

The whole list at a glance. Tap any row to jump to the full write-up further down the page, or go straight to the listing.

#ProductBest forPrice
1
Carhartt oil-tan leather bifoldUsed several times a day, and almost never self-replacedUnder $50
First: a wallet
2
Fossil leather beltWorn daily, replaced least often, and cheap to fixUnder $50
Second: a belt
3
Casio MDV-106 DuroGenuine 200m water resistance; looks well above its priceUnder $50
Third: a watch
4
Knockaround Fort KnocksPolarized, classic square shape, priced to loseUnder $50
Fourth: sunglasses
5
Victorinox Classic SDKeychain scissors used weekly; a lifetime objectUnder $25
Fifth: one pocket tool
6
Bellroy Key CoverStops keys jingling and shredding a pocketUnder $50
Optional: fix the keyring
7
Barton quick-release watch strapsTurns one watch into two looks, for very littleUnder $50
Optional: a second watch strap
8
Carhartt Acrylic Watch HatOne size, no fit risk, and almost everyone wears oneUnder $25
Optional: the one hat worth owning

We have not handled these products. Nobody here has worn, tested or owned them, and we will not pretend otherwise. What we do is check that each pick is still sold, still holds up and still makes sense as a gift at this budget. How we choose.

What to buy, if you have decided

01First: a walletUnder $50

Carhartt oil-tan leather bifold

Carhartt

A sturdy oil-finished leather bifold with card slots, two bill pockets and a fold-out ID window, in RFID-blocking versions.

Buy this first, because it is used more often than anything else on the list and it is the thing almost nobody replaces on their own. A traditional leather bifold in thick oil-tan hide holds everything and needs no change in habits. If he has already gone cashless and card-light, a slim sleeve is the better version — but a bifold is the safe default when you do not know.

What is good

  • Thick oil-tan leather that takes years of back-pocket use rather than splitting
  • A familiar bifold layout, so there is no habit to relearn
  • Carhartt is a name most recipients already trust for hard-wearing goods

What to know

  • Bulky compared to a card sleeve
  • The oil finish marks easily in the first few weeks
A slim leather wallet with cards fanned out
Illustrative photo, not a photograph of this product. Open the listing to see the item.
02Second: a beltUnder $50

Fossil leather belt

Fossil

A plain leather belt with a steel buckle, in black and brown, in the sizes most men actually wear.

Second because it is worn every day and replaced the least. Most men own one belt, on its last hole, with the keeper missing. A reversible version covers black and brown in one purchase, which is the efficient answer. Size it from the waist measurement of trousers that fit rather than from an estimate — belt sizing is the most common return in this category.

What is good

  • A belt is the accessory men replace least often and need most
  • Reversible versions cover black and brown in one buy
  • Easy to size: take the waist measurement of trousers that fit, not the wearer

What to know

  • Sizing errors are the most common return reason
  • Useful rather than exciting
Leather belts and bags in a workshop
Illustrative photo, not a photograph of this product. Open the listing to see the item.
03Third: a watchUnder $50

Casio MDV-106 Duro

Casio

A full-size analog dive-style watch with 200 meters of water resistance, a rotating bezel and a screw-down crown.

Third, and the first item on the list that is partly about looking deliberate rather than purely about function. A dive-style watch with genuine 200-meter water resistance never has to come off, which is what makes a watch a habit rather than an object in a drawer. It also gets mistaken for something considerably more expensive. Check the wrist first: 42mm is a lot of watch for a slim one.

What is good

  • 200m water resistance means swimming, showering and dishes with no thought at all
  • Looks far more expensive than it is, which is the compliment owners repeat most
  • Takes a strap swap well, so it can be smartened up later for very little

What to know

  • The stock rubber strap is the weakest part and many owners replace it
  • A 42mm case is too big for a genuinely small wrist
A dive-style wristwatch with a rotating bezel
Illustrative photo, not a photograph of this product. Open the listing to see the item.
04Fourth: sunglassesUnder $50

Knockaround Fort Knocks

Knockaround

Polarized sunglasses in a classic square frame, sold direct at a fraction of designer prices.

Fourth because they are seasonal but genuinely useful, and because most men own one scratched pair they keep using. A classic square frame suits the widest range of faces, polarized lenses cut glare properly for driving, and the price means losing them is a shrug. Buy a neutral color unless you know he likes something louder.

What is good

  • Polarized lenses at a price where losing them is annoying rather than painful
  • The square shape suits most faces, which makes it a safer guess than aviators
  • A wide color range, so they can be matched to a wardrobe

What to know

  • Plastic frames feel light rather than luxurious
  • No prescription option
A pair of sunglasses resting on a table
Illustrative photo, not a photograph of this product. Open the listing to see the item.
05Fifth: one pocket toolUnder $25

Victorinox Classic SD

Victorinox

The small keychain Swiss Army knife: blade, scissors, nail file, screwdriver and tweezers in a 58mm body.

Fifth, and the last genuinely necessary item. One small tool on a keyring covers a surprising share of small daily problems — the scissors alone get used weekly for tags, threads and packaging. Small enough to stay on the keys permanently, which is the only tool that gets used. It cannot go through airport security, which is the one limitation to know.

What is good

  • The scissors alone justify carrying it — the most-used tool on any keychain
  • Small and light enough to live on keys permanently
  • A genuine lifetime object for the price of a sandwich lunch

What to know

  • A small blade, not a working knife
  • Not allowed through airport security
Everyday-carry items including keys, a pocket knife and a small flashlight
Illustrative photo, not a photograph of this product. Open the listing to see the item.
06Optional: fix the keyringUnder $50

Bellroy Key Cover

Bellroy

A leather sleeve that holds two to four keys flat and silent, with a loop for a car fob.

The best of the optional extras, because it fixes a problem every man has and nobody solves: keys that jingle and wear through a pocket lining. It holds two to four keys flat with a loop for a car fob. Small enough to be a pairing gift rather than a main one, and unlikely to be owned already.

What is good

  • Stops keys jingling and stops them shredding a pocket lining
  • Small, useful, and unlikely to be owned already
  • Leather that ages well

What to know

  • Only fits a small number of keys
  • The keys have to be fitted onto an internal post, which takes five minutes
Everyday-carry items including keys, a pocket knife and a small flashlight
Illustrative photo, not a photograph of this product. Open the listing to see the item.
07Optional: a second watch strapUnder $50

Barton quick-release watch straps

Barton

Watch straps with spring bars that release by sliding a small tab, so a strap change needs no tools and no scratched lugs.

The cheapest way to extend the set without adding an object. A second strap makes one watch cover both casual and smarter wear — nylon or canvas for weekends, leather for anything that needs a jacket. Quick release means the change takes ten seconds with no tools. You need the lug width from the watch's specifications.

What is good

  • Quick release turns a strap change into a ten-second job, which is what makes people actually do it
  • A huge range of leather, silicone and canvas options
  • Makes a watch the recipient already owns feel new

What to know

  • You must know the lug width before buying
  • Silicone straps attract dust
An assortment of nylon and leather watch straps
Illustrative photo, not a photograph of this product. Open the listing to see the item.
08Optional: the one hat worth owningUnder $25

Carhartt Acrylic Watch Hat

Carhartt

The plain ribbed acrylic beanie Carhartt has sold for decades, in a long list of colors.

If a hat is going to be added to the list, this is the one: one size so there is nothing to get wrong, a shape nearly everybody wears, and a wide color range. Acrylic rather than wool, so warm rather than luxurious, which the price honestly reflects. A good filler item rather than a main gift.

What is good

  • Nearly everybody will actually wear it, which is rare for a clothing gift
  • One size, so there is nothing to get wrong
  • Cheap enough to pair with something else

What to know

  • Acrylic rather than wool — warm, but not luxurious
  • Very common, so it may not feel special on its own
A flat lay of men's grooming and accessory items
Illustrative photo, not a photograph of this product. Open the listing to see the item.

The five, and why that order

The ranking is by frequency of use multiplied by how rarely the item gets replaced on its own. A wallet is used several times a day and almost never self-replaced, so it tops the list. A belt is worn every day and replaced least often of anything. A watch is worn all day but is partly discretionary. Sunglasses are seasonal. One pocket tool covers a long tail of small problems.

If you are buying gifts for the same person over several years, that order is a shopping plan: wallet first, then belt, then watch, then sunglasses, then the tool. Each one lands because the previous one was already handled.

What to skip

Cufflinks, unless he owns a shirt with French cuffs, which most men do not. Tie bars and pocket squares, unless he already wears a tie regularly and has opinions about it. Bracelets and necklaces, which are far narrower in taste than a watch and where the failure rate is high. Money clips, which suit almost nobody who does not already use one.

Also skip anything described as a starter set of accessories. Those are usually five mediocre items in a box, and one good version of the top item on this list beats all five.

How the five work together

Two simple pairings do most of the work. Match the leather: belt and watch strap in the same rough color family, brown with brown shoes and black with black. And match the metal: watch case, belt buckle and any ring in the same tone, silver with silver or gold with gold. Neither rule is absolute, and following both makes a set of ordinary items look deliberate.

That is also why a second watch strap is such a good cheap addition — it is the easiest way to make one watch work with both a brown-leather day and a black-leather one.

Building it as a gift sequence

For the person you buy for every year, this list solves the recurring problem of what now. Year one, the wallet. Year two, the belt or the watch. Year three, sunglasses. Year four, the tool. In between, the cheap additions: a strap, a key cover, a beanie.

We have not handled any of these products. Each is verified as currently sold and described only from what the maker publishes, and every recommendation here is about usefulness rather than fashion.

Questions buyers ask

What accessories does a man actually need?

Five: a wallet, a belt, a watch, sunglasses and one pocket tool. In that order, ranked by how often each is used and how rarely it gets replaced. Everything beyond those is genuinely optional.

What should he buy first?

A wallet. It is used several times a day and it is the thing almost nobody replaces on their own, which makes it both the most useful purchase and the most reliable gift.

Do men need more than one watch?

No. One watch with enough water resistance to never come off covers everything. A second strap is a far cheaper way to make one watch work with both casual and smarter wear.

What accessories should he skip?

Cufflinks unless he owns French-cuff shirts, tie bars and pocket squares unless he already wears ties, bracelets and necklaces where taste is narrow, and any boxed starter set of five mediocre items.

Do belts and watch straps need to match?

Roughly, yes — brown leather with brown shoes, black with black — and metals ideally match too. Neither rule is absolute, and following both is what makes a set of ordinary items look deliberate.